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Oregon-HealthInsurance.com |
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Insurance in Your World -David C Mansfield- Oregon Licensed Agent Since 1992 |
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Are you anticipating that a steady growth of assets during a near lifetime of work will result in your eventual carefree retirement? Don't let one of life's unexpected reversals-- such as a serious accident or a lengthy illness-- deplete those assets in a few short years. It can happen during your working years or after you retire. Long Term Care Insurance can be the cornerstone of your financial security-- helping to protect those hard earned resources.For Personal Service, please enter the following information: General Long Term Care Statistics Ø 75% of all claims have claim duration of one year of less. Ø Average attained age for initial date of care for claimants was age 78.8. Ø Over 95% of the claims were at ages 65 and over; almost 75% of the claims were for ages 75 and over. Ø The average age at time of claim is 79 for females and 78 for males. Ø Female claimants received 66% of the benefit dollars. Ø Average duration from issue to claim was 4.3 years. Ø The average nursing home stay has slowly lengthened to 404 days per claimant. Ø The average home health care length of care is 354 days. Ø Most claims (75%) lasts less than one year. Few claims (1.2%) lasted more than five years. The longest claim was 12 years. Nursing Home Claim Causes:
Average Days on Claim:
Reasons Claims Close:
Reasons Claims Closed Alzheimer's Patients:
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